Funding Your Future Newsletter

Funding Your Future

Brought to you by the South Wood County Financial Stability Coalition

Most Americans don’t know that Federal law guarantees them the right to free credit reports, and even fewer know what to do with the information once they have it. In this free financial newsletter, anyone can learn how to obtain their credit report and credit score, how to identify important information within the report, how to create and maintain a budget, and how to plan for future expenses including emergencies.

These topics are critical to understanding personal finances and achieving financial independence & stability, regardless of age or income level. Understanding and practicing basic, fundamental financial practices isn’t just beneficial at an individual level – it leads to greater economic activity, lower crime, and fewer demands on the social safety net for the entire community.

 

Find the Funding Your Future newsletter available below - new editions released each quarter!

 

Quarter 1 – Spring 2022

Credit Reports

Resources in this edition:

Access to your credit reports
Information on credit reports
Other ways to obtain free credit reports
The Federal Reserve's Consumer's Guide to Credit Reports and Scores
Accessing your credit information through counselling agencies
Report identity theft
Consumer Financial Protection Bureau Complaint
 

 

Quarter 2 – Summer 2022

Credit Scores

Resources in this edition:

Access to your credit reports
Credit report vs credit score
About FICO & credit scores
Credit inquiries
Guide to improving a credit score
Credit check toolkit
Security freezes & fraud alert
Report identity theft
Consumer Financial Protection Bureau Complaint

 

Quarter 3 - Fall 2022

Budgeting

Resources in this edition:

Cutting Back And Keeping Up When Money Is Tight
How to Create a Budget and Stick With It
Creating a Monthly Household Budget
Creating a Monthly Household Budget (Worksheet)
Income Tracker Tool
Spending Tracker Tool
Saving on Taxes
CFPB Savings Rules to Live By
Financial Coaching through UW-Extension
Money Matters Course through UW-Extension

 

Quarter 4 - Winter 2022

Planning for Future Expenses (Available December 2022)

 

United Way's South Wood County Financial Stability Coalition

 

Subscribe to future releases!